Hey everyone, When I moved to Switzerland, I was pretty excited about the salaries. Like many people, I thought the money would go a long way and I’d finally be able to save properly. But after almost a year, reality hit hard. Between rent, health insurance, groceries, and everything else, there was way less left at the end of the month than I expected. It took me a long time of tracking my expenses closely to really understand where my money was going. Now, after making some adjustments, I’m able to save around 18% of my net salary each month without feeling like I’m living like a monk. A few things that surprised me the most: Cantons and cities: How much difference there is in costs depending on where you live Daily choices: Shopping and transport add up to hundreds of francs faster than you think Health insurance: The real impact it has on your monthly budget I’d love to hear from those of you who have been here longer: 1. What has been your biggest surprise with the cost of living here? 2. What’s one change you made that actually helped you save money? Happy to share how I track my expenses in the comments if people are interested. Looking forward to your replies! submitted by /u/Particular-Ear-5066
Originally posted by u/Particular-Ear-5066 on r/Switzerland