In summary, their system works as follows: …Singapore offers a solution with its health savings account model (Medisave): personal responsibility is encouraged through individual savings contributions, while social insurance programs (Medifund, Medishield) cover serious and rare illnesses. The separation of insurance and solidarity functions is crucial to its success… SVP Nationalrat Dominique Bättig submitted this motion in 2010, which was then rejected by Bundesrat because they viewed the risk of such a system change as too high and the coverage as insufficient: https://www.parlament.ch/de/ratsbetrieb/suche-curia-vista/geschaeft?AffairId=20103741 I think i’s a shame that this model wasn’t given serious consideration. Of course, it would be a major change, but without such significant changes, we wouldn’t have the social insurance system we have today, ALV, AHV/IV, etc. Given how premiums are currently rising and the government isn’t taking any concrete steps to effectively curb costs, this would at least be worth analyzing. submitted by /u/_simple_man
Originally posted by u/_simple_man on r/Switzerland