We are considering buying our own place after renting for more than 10 years in Switzerland (Canton ZH). We always wanted to have a detached house so that we can live more comfortable without worrying about disturbing others and getting disturbed. We did our research and visited places and the situation is more or like this: Either we pay 1.4M and get an apartment with a very easy to pay debt or we can stretch ourselves and buy a detached house for the double price. Even in that we would not be paying more than what we are paying for rent including operational costs. However after all this change coming with AI, economical uncertainties, increased age etc. I started to think, maybe I should reduce my comfort and buy a flat and use my remaining cash and debt capacity to buy a smaller flat to rent. This would make less pressure on me since my own house will be easy to re-pay and the second will be like an investment. Has anyone out there who went through these thoughts years ago and what would they have to say after all those years? submitted by /u/Kindly-Cream9098
Originally posted by u/Kindly-Cream9098 on r/Switzerland