For context, I’m in my late twenties, I’ve landed my first “real” job about 3 years ago. I never really needed a car before as I’ve always liked the train more than traffic. I usually pick drinking over driving as well. Now the situation has changed a little bit. My brother and his wife had a kid and they live kinda far away and remote. For the first time I thought it’d be nice if I had a car for the flexibility it offers. I make okay money. I’m by no means rich but after budgeting all of my expenses, expected taxes, hobbies, 3rd pillar and some savings, I have around 1000 chf leftover each month. That’s excluding my 13th salary I like to pretend doesn’t exist. Now I thought, SURELY, with a thousand bucks leftover I can afford a car. Then I started looking at prices; the cost of insurance, number plates, gas, maintenance, repairs, parking, the car itself. I think back to all of my friends and the kind of cars they bought in their early twenties and it all makes sense now why they were always broke. And why some still are. Maybe I’m sheltered but it’s insane to me how “normal” cars are considered the strain it is on a budget. It’s basically a financial boulder people carry around a call a car. Am I missing something? submitted by /u/parttimedoom
Originally posted by u/parttimedoom on r/Switzerland