Got a loan from Cembra on a car about 6 months ago. From the start their support was slow / nonexistent (in German) but whatever, finally get it going. No ability to pay by phone or direct debit, fine, I get the rechnung every month and make the transfer. Last 3 months they’ve literally stopped sending me even that and only the late fee with the Mahnung which is 40 a month, lol. So I’m pretty done with these guys and before I call them to complain I want to understand my options if anyone has experience: Can I transfer my car loan to somewhere else? Is there better service at these other banks? Can I simply pay it all off? Don’t mind this option as the interest rate is pretty high and I cba with these guys submitted by /u/hotrod911
Originally posted by u/hotrod911 on r/Switzerland