Yup gentlemen, another once promising relationship is ending and now the real decisions need to be made. Bought the house soon after getting married ten years ago, super low mortgage rate but with PMI that cannot be cancelled and the mortgage is in my name only (so I wouldn’t need to pay it off just yet), deed is in both our names. So the-soon-to-be-Ex doesn’t want it, she just wants the proceeds from its sale. I greatly enjoy the house, it is quiet in a secluded neighborhood, I’m a homebody and all my stuff is here (and it’s a lot of stuff). COVID was awesome in this house. I can afford the mortgage as-is on my own, but factoring in an additional mortgage to buy her out would most likely leave me ‘house poor’ with a lot of the house going unused and I’m not really keen on renting out rooms. It isn’t a perfect house, numerous problems I’ve dealt with over the last ten years have proven this, but it is a good house and I’m comfortable here (famous last words right). I hear the housing market and rental market are out of control, so unless I majorly reduce my footprint I’ll be paying near or more than I’m currently paying in mortgage now. I’ve heard some people love not having the drag of home ownership (yard work, home maintenance, etc) but my tool collection says otherwise about myself. I’ve only rented an apartment once, for a year, it was horrible. Lucked into buying a house early in life and have owned one ever since then. Anyone regret NOT keeping the house in hindsight? Anyone regret NOT moving on and starting anew? submitted by /u/KRosselle
Originally posted by u/KRosselle on r/AskMen
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