I am not an expert, but to avoid or contain the increasing premiums, why don’t insurance companies just increase the deductible? Or maybe the legislation must change? Right now the highest deductible is 2’500 chf (which you have to pay with your money). why not increase it to even 4’000 chf or double it? Healthy people wouldn’t care because they wouldn’t use it anyway, they care about the monthly premiums. I would rather pay less every month and increase the deductible than paying more every year keeping the same deductible. submitted by /u/Confident_Good_1413
Originally posted by u/Confident_Good_1413 on r/Switzerland
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