Original Reddit post

Our 2014 Mercedes B-Class is too small and the infotainment is outdated, so we’re considering options. We want a German car (Mercedes, BMW, or Audi) but not a VW. Has anyone considered the Audi Q5 in a similar situation? I’m trying to decide if it’s the right choice. Here are some details about our situation:

  • Family: 3 kids (9, 5, and 3 months old)
  • Budget: CHF 30,000–45,000
  • Ownership: Plan to keep the car for 5–6 years, then switch to another model
  • Resale priority: We want to avoid significant depreciation and make it easy to resell. We prefer a model with strong demand on the Swiss used-car market and a design that looks current in 5–6 years.
  • Financing: Prefer leasing, ideally a used car still under warranty and with free servicing. Main question: What’s the best financial option to avoid losing money?
  1. Lease now, buy the car outright at the end, and resell it ourselves?
  2. Lease now, return it to the dealer, and lease a new one?
  3. Consider buying on credit instead of leasing? If anyone has done this calculation before, I’d love to hear how it went. More context:
  • Daily driving: Mostly short trips, with one or two long-distance trips per year. I’m looking for a car that’s comfortable with a bigger car, like my dad’s BMW X5, but with a smaller or mid-sized SUV. I prefer a coupe-style silhouette, but it needs to work practically for the back seats, including a baby seat, a seat for the 5-year-old, and the 9-year-old sitting in the middle. The interior doesn’t need to be top-of-the-line, but I’d like a good-looking dashboard, working CarPlay pairing with iPhone. Leather or faux leather seats only, no suede or cloth. I don’t need EV/hybrid charging because I can’t charge at home or work. I’d love to hear from anyone who’s been through a similar decision, especially around leasing vs. buying for resale value in Switzerland. submitted by /u/samou88

Originally posted by u/samou88 on r/Switzerland